Enjoy year-round Rice Lake living without an association or HOA fees. Set on its own lot with approximately 60+ feet of owned shoreline, this home offers true main-level living and inviting spaces designed around the water. Vaulted ceilings, cherry flooring, a gas fireplace and an updated kitchen with granite countertops, stainless appliances and a gas range highlight the main level. Both the living room and primary suite enjoy beautiful Rice Lake views, while the dining area opens to the lakeside deck for easy indoor-outdoor living. The finished walkout lower level adds flexible space for guests, recreation or a home office and opens to the lakeside patio, a relaxing spot for morning coffee, outdoor dining or simply taking in the water views. Storage is well planned, with walk-in closets in all three bedrooms, an unfinished storage/utility room and additional under-stair storage. Mature trees and established landscaping frame the setting. Seller-owned dock and seasonal winch system included. Centrally located in the Brainerd Lakes Area, with Rice Lake part of the Mississippi River system.