Prime White Bear Lake location just moments from the lake, restaurants, shops, and the vibrant downtown scene! This up/down duplex offers a rare opportunity to own an income-producing property in the heart of the community. Enjoy a spacious corner lot with mature trees, a large detached garage, generous yard space, and a backyard patio perfect for relaxing or entertaining. The main-level unit features two bedrooms, a comfortable central living room, spacious eat-in kitchen, and a back porch with private laundry. The upper-level unit is a true one-bedroom offering a living room, efficiency kitchen, full bathroom, and its own laundry. From here, enjoy strolling along Lake Avenue, dining at local favorites, shopping downtown, and taking part in beloved community events including Manitou Days, Marketfest, and the Friday Farmers Market. Whether you're looking for an investment property or the opportunity to owner-occupy while generating rental income, this property combines flexibility with an exceptional White Bear Lake location!